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At F & C Bank we are committed to providing you with the finest experience in banking, while offering you the latest in financial products and services. Since 1881, F & C Bank’s loyal customers and its traditions and values have allowed it to grow into the modern institution it is today. F & C Bank remains your hometown-locally owned bank.

We look forward to meeting you and hope you will allow us the privilege of becoming your hometown bankers.

Loans
Because we are locally owned, all of our loans are handled here, from application to closing. When you work with us, you get competitive loan options designed with you in mind, and prompt, complete service from people who care.

Auto Loans

Agriculture Loans

Personal Loans

Home Equity

Real Estate

Deposits
Our experienced people will assist you in finding the right account for your needs. You’ll appreciate the individual attention and helpful attitude we provide. And, you’ll be impressed with our range of services that help you get the most out of your money and simplify your life.

Savings

Checking

Debit / ATM Card

IRAs

Money Market

CDs

Business Banking
We know what it takes to run a small business. That's why we make an effort to know your business so we can provide specialized solutions that help you succeed. By maintaining long-term relationships with our business customers, we create partnerships that make business banking easy.

Loans

Checking

VISA® Check Card

Money Market

Important Disclosure
Transaction Account Guarantee Program - NOTICE:
F & C Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. MAX Interest account holders are not eligible for the guarantee. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.