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F&C Bank offers a wide variety of personal checking accounts tailored to fit your needs. It only takes $50 to open any of our checking accounts.
Checking Accounts | Reorder Checks
Free Gift! Answer three easy questions to help you decide which account is best for you.
Totally Free Checking*
A FREE account for everyone!
  • No minimum balance required
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Free ATM/VISA® Debit Card available
50+ Free Interest Checking*
Free for customers age 50 or better!
  • First box of checks free
  • Competitive interest rate
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Free ATM/VISA® Debit Card available
VIP Interest Checking*
Free checking with the convenience of Direct Deposit!
  • Competitive interest rate
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing
  • Easy-to-balance monthly statement
  • Free ATM/VISA® Debit Card available
Max Interest Checking*
An account for those interested in higher interest!
  • First box of checks free
  • Higher interest rate for balances of $2,500 or more
  • Competitive interest rate for balances below $2,500
  • No per check charge
  • Unlimited check writing
  • Only $8.00 monthly charge if minimum balance falls below $1,000
  • Easy-to-balance monthly statement
  • Free ATM/VISA® Debit Card available
*Customer purchases checks.
Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.