Visa

Visa® Debit
& Credit Cards

Find the Card that is right for you!

Visa Debit Card

The F&C Bank debit card works like cash or a personal check, but is safer than carrying cash, and usually easier and faster than writing a check.

Why use a debit card?

Debit card enthusiasts like the pay-as-you-go concept — the convenience of a credit card, without interest payments or a bill to pay monthly.

Advantages

  • The F&C Bank debit card is free with any Personal Checking Account!
  • Automated Teller Machines (ATMs) can be found nearly everywhere.
  • Debit cards are more readily accepted than checks, particularly when traveling.
  • Checkout’s quicker — no need for check approval.
  • Accepted anywhere you see the VISA logo
  • No interest charges.
  • You can use your debit card to get cash back when you make a purchase at a store.
  • With your card, comes unlimited, free ATM/debit transaction usage at F&C Bank and ULTRA network ATMs.
ATM Locator

F&C Bank Visa Platinum Credit Card

The F&C Bank Visa Platinum card gives you superior purchasing power and worldwide recognition as well as reward points redeemable for travel, merchandise or cash. Earn one point for each dollar in purchases, earn two points for each dollar of interest billed to your account.

Advantages

  • No Annual Fee.
  • Low introductory A.P.R. on purchases, and no balance transfer fees for six months.
  • Earn one point for each dollar charged.
  • Earn two points for every dollar of interest billed to your account.
  • Earn up to 15 Bonus Points per dollar at participating merchants.
  • Redeem points for travel vouchers, event tickets, name-brand merchandise, gift cards and more.
  • Receive enhanced Visa® Platinum benefits including 24/7 emergency customer service, 100% fraud protection, auto rental and travel accident insurance, and much more.

Personal Credit Cards

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Credit Cards

Features

  • No annual fee.
  • Low introductory rate for the first six months1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

  • Other fees may be charged, these fees are listed on the downloadable application.

Extraordinary benefits with MasterCard® including:

  • Concierge Service2
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

Personal Card –World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

To Apply Now

  • Download the PDF application.
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.

  • Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

    1 Please see application for information about current APRs and fees.
    2 Concierge Services available with World MasterCard only.


    Business Credit Card Website Verbiage

    Choose the card that is right for your business - Standard Card with no annual fee or the Preferred Points Rewards Card.

    Business Card – Standard Card

    Features

    • No annual fee.
    • Competitive ongoing APR.1
    • 25-day interest-free grace period on all purchases. No grace period on cash advances.
    • Individual and summary billing options.

    Benefits

    • 24-hour toll-free live customer assistance available at 800-367-7576.
    • Online account information available 24/7 at www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.

    Fees

    Extraordinary MasterCard® BusinessCard benefits include:

    • Car Rental Collision Damage Waiver
    • Extended Warranty
    • Purchase Protection
    • Travel Accident Insurance
    • Travel Assistance
    • Roadside Assistance
    • Baggage Delay Insurance

    Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

    Business Card – Preferred Points Rewards

    Features

    • Earn one reward point for each dollar spent, up to 10,000 points per month.
    • Low annual fee of $49.00 per account.
    • Competitive ongoing APR. 1
    • 25-day interest-free grace period on all purchases. No grace period on cash advances.
    • Individual billing option only.

    Benefits

    • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
    • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
    • 24-hour toll-free live customer assistance available at 800-367-7576.
    • Online account information available 24/7 at www.cardaccount.net.
    • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.

    Fees

    To Apply Now

    • Download the PDF of the application
    • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
    • Supporting documents vary depending on the type of business you have. See chart below.
    • Fax your completed application to the Card Service Center at 877-809-9162.

    Or mail your completed application to:
    Card Service Center
    PO Box 569120
    Dallas, TX 75356-9120

    1 Please see application for information about current APRs and fees.

    Supporting Documents for Your Card Application

    Sole Proprietor Partnership Private Corporation Public Corporation Non-Profit
    Application
    Organizational Papers
    Borrowing Resolution
    Financial Statements
    Personal Guaranty
    Personal Tax Return

    Report a lost or stolen Debit/Credit Card

    Debit Card

    During regular banking hours, Monday through Friday, 8:00 a.m. to 5:00 p.m., please contact our customer service department at any of our locations.

    During non-banking hours, please call our debit card processor at 844-202-5333. A CSI staff member will ask you questions to verify your identity and will then cancel your card. Card re-issuance will be handled by us.

    Credit Card

    During banking and non-banking hours, please call our credit card processor at 1(800) 367-7576. Our processor is Card Services. Their customer service department will handle the card cancellation and re-issuance.


    Visa® is a registered trademarks of Visa. All Rights Reserved. Contact the bank for more detailed information.