Checking

Personal Checking
Accounts

F&C Bank’s personal checking accounts provide a convenient way to access and manage your money. We offer a variety of checking solutions designed to fit your specific needs including Platinum Security Checking, MAX Rewards 2.0 Checking, Classic +(Plus) Checking (age 60+) and Savvy Checking. Compare the features and choose the one that best fits your needs.

Platinum Security Checking

Loaded with personal protection benefits and tools to help you save!

  • Free Debit Mastercard or VISA ATM card
  • Free Checks
  • No per Check Charge
  • No minimum balance
  • $25K Accidental Death Insurance
  • $100K Common Carrier Insurance
  • Cell Phone Protection
  • ID Theft Protection
  • Payment Card Fraud Resolution
  • Identity Recovery & Restoration
  • 1Bureau Credit Monitoring
  • Credit Report and Credit Score
  • Merchant Savings
  • Pharmacy and vision discounts
  • Competitive Interest Rate
  • ATM Fees Refunded (up to $10 per cycle)
  • 24-Hour Roadside Assistance
  • Buyers Protection and Extended Warranty
  • Free eStatement
  • Only $10 monthly charge

Max Rewards 2.0 Checking

All the benefits you want!

  • Free Debit Mastercard or VISA ATM card
  • Free Checks
  • No per Check Charge
  • No minimum balance
  • $10K Travel Accident Insurance
  • $100K Common Carrier Insurance
  • Cell Phone Protection
  • Travel & Entertainment Discounts
  • Online Shopping Discounts
  • ID Theft Protection
  • Competitive Interest rate
  • Only $6 monthly charge
  • ATM Fees Refunded (up to $10 per cycle)
  • Pharmacy and Vision Discounts
  • 24-Hr roadside assistance
  • Buyers Protection and extended warranty
  • Payment Card Fraud Resolution
  • Free eStatement

Classic +(Plus) Checking

Free for customers age 60 or better!

  • Free Debit Mastercard or VISA ATM card
  • Free First box of checks
  • Competitive interest rate
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Easy-to-balance monthly statement
  • $100K Common Carrier Insurance
  • Identity Theft Benefits
  • Payment Card Fraud Resolution
  • Identity Recovery and Restoration
  • Buyers Protection and Extended Warranty
  • Free eStatement or Paper Statement

Savvy Checking

A simple easy-to-use account!

  • Free Debit Mastercard or VISA ATM card
  • No minimum balance
  • No per check charge
  • Only $5 per month charge if balance falls below $100
  • Free eStatements
  • Identity Theft Benefits
  • Payment Card Fraud Resolution
  • Identity Recovery and Restoration
  • $100K Common Carrier Insurance
  • Buyer’s Protection and Extended Warranty

Features
Comparison
Platinum Security
Checking
Max Rewards 2.0
Checking
Classic +
Checking
Savvy
Checking
Minimum Opening Balance $50 $50 $50 $100
Minimum Balance Requirement $0 $0 $0 $100
Fall Below Fee $0 $0 $0 $51
Monthly Fee $10 $6 $0 $0
Interest Paid
Free Debit Mastercard or VISA ATM card
Free eStatement 3 3 3
Checks 4 4 5
Check Images
Online Banking & Bill Pay
Foreign ATM Fee $1.50 $1.50 $1.50 $1.50
Refund Foreign ATMs
Limits on ATM Refunds $10/cycle $10/cycle
$25k Accidental Death Insurance
$10k Travel Accident Insurance
$100k Common Carrier Insurance
Travel & Entertainment Discounts
Dining Savings
Online Shopping Discounts
Payment Card Protection
ID Theft Aid
Personal Identity Protection
Medical Benefits Including:
  • Vision
  • Hearing
  • Prescription
Check buy back up to $25
Bazing® Membership

1 $5 if balance falls below $100.
2 Requires activation at www.bazing.com.
3 Paper statement $3 monthly charge.
4 Free basic order or 30% discount on other styles.
5 Free 1st order of basic checks.


*Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Visa® is a registered trademarks of Visa. All Rights Reserved. Contact the bank for more detailed information.

Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.