Personal Checking

F&C Bank’s personal checking accounts provide a convenient way to access and manage your money. We offer a variety of checking solutions designed to fit your specific needs including MAX Rewards 2.0 Checking, Interest Checking, Classic +(Plus) Checking (age 60+) and Savvy Checking. Compare the features and choose the one that best fits your needs.

Max Rewards 2.0 Checking

All the benefits you want!

  • Free Debit Mastercard or VISA ATM card
  • Free Checks
  • No per Check Charge
  • No minimum balance
  • $10K Travel Accident Insurance
  • Travel & Entertainment Discounts
  • On-line Shopping Discounts
  • ID Theft Protection
  • Competitive Interest rate
  • Only $5 monthly charge
  • ATM Fees Refunded (up to $10 per cycle)

Classic +(Plus) Checking

Free for customers age 60 or better!

  • Free Debit Mastercard or VISA ATM card
  • Free First box of checks
  • Competitive interest rate
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Easy-to-balance monthly statement

Savvy Checking

A simple easy-to-use account!

Interest Checking

  • Free Debit Mastercard or VISA ATM card
  • Free First box of checks
  • Higher interest rate for balances of $5000 or more
  • Competitive interest rate for balances below $5000
  • No per check charge
  • Only $8 monthly charge if minimum balance falls below $1,000
  • Easy-to-balance monthly statement

Max Rewards 2.0
Classic +
Minimum Opening Balance $50 $50 $100 $1,000
Minimum Balance Requirement $0 $0 $100 $1,000
Fall Below Fee $0 $0 $51 $82
Monthly Fee $5 $0 $0 $0
Interest Paid
Free Debit Mastercard or VISA ATM card
Free eStatement 3 3
Checks 4 5 5
Check Images
Online Banking & Bill Pay
Foreign ATM Fee $1.50 $1.50 $1.50 $1.50
Refund Foreign ATMs
Limits on ATM Refunds $10/cycle
$10k Travel Accident Insurance
Travel & Entertainment Discounts
Dining Savings
Online Shopping Discounts
Payment Card Protection
ID Theft Aid
Personal Identity Protection
Medical Benefits Including:
  • Vision
  • Hearing
  • Prescription
Check buy back up to $25
Bazing® Membership

1 $5 if balance falls below $100. 2$8 if balance falls below $1000.3Paper statement $1 monthly charge. 4 Free Basic Order or 30% Discount on other styles. 5 Free 1st order of checks.

*Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Visa® is a registered trademarks of Visa. All Rights Reserved. Contact the bank for more detailed information.

Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.