Online Banking Login
Online Banking Login

F&C Bank’s experienced lending team works hard to ensure you get the right loan product, rate, and term to meet your financial goals. We offer a wide variety of home loan options and strive to make the process easy and seamless for you.

Agricultural Loans
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F&C Bank has been an agriculturally-oriented bank for over 140 years. We are one of the leading agricultural lenders in the state of Missouri.

Our goal is to provide a dependable source of agricultural credit to worthy borrowers through periods of prosperity and adversity.

The emphasis at F&C Bank is to provide banking professionals with experience and expertise in the field of agricultural credit, which enables us to develop a good long-term working relationship with our customers.

We want you to know that we are interested in the success of your business and the philosophy at F&C Bank is, “Finding Solutions. Creating Relationships.”

Financing available for:

  • Crop & Livestock Operating Loans
  • Term Loans
  • Real Estate Loans
  • FSA Guaranteed Loans


Email the Loan Department

Auto Loans
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Our new and used auto loans make it easy to get behind the wheel with pre-approval, financing and quick turnaround.

At F&C Bank, you can feel confident knowing you are getting a great loan for your next vehicle.

Email the Loan Department

Commercial Loans
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At F&C Bank, we recognize the challenges and opportunities small businesses face.

As commercial banking experts, our loan officers at F&C Bank will take the time to thoroughly understand the financial needs of your business and, using this knowledge, develop a financing plan that maximizes your company’s strengths. All F&C lending decisions are made locally, as they have been for 140+ years.

From small business loans to commercial real estate financing, we offer variety and flexibility to help businesses maintain a competitive edge. F&C Bank can provide the funding you need to help your business grow and prosper.

We are dedicated to serving the local community with tailor made products to meet your business needs. Our personalized approach allows us to develop a preferred banking relationship for all of your business banking needs.

For more information about Commercial Loans, please email us at the link below or contact us at (660) 747-5559 or (816) 850-5516. We look forward to hearing from you and hope you will allow us the privilege of becoming your hometown bankers!

Email the Loan Department

Personal Loans
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Life is full of expenses, sometimes planned and sometimes unexpected. Whatever the need, you’ll want the best possible loan with the most benefits for you.

F&C Bank makes decisions locally, with a promptness that matches the sense of urgency of our customers. We focus on long-term client relationships, not simply on transactions. F&C Bank offers competitive consumer loans to both new and existing qualified borrowers. Call or stop by your local branch to explore how we can serve your lending needs.

Email the Loan Department

Mortgage Loans
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At F&C Bank, we’ve been helping individuals and families make their dream home a reality since 1881.

We have a variety of mortgage solutions to fit your needs:

  • Purchase
  • Refinance
  • VA & FHA
  • Conventional
  • USDA

Email the Loan Department

Mortgage Refinance
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Could it be time to refinance? Several reasons to refinance include:

  • Lowering your monthly rates
  • Reducing interest rates
  • Loan construction
New Home Purchase
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Have you outgrown your home or it’s outgrown you? Either way, if it is time to purchase a new home to fit your current needs, we would like to help.

Home Construction
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If you just haven’t found what you are looking for, a new home construction loan might be right for you.

Home Equity Line of Credit (HELOC)
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With a Home Equity Line of Credit, you have a ready source of cash and the interest you pay might be tax deductible. (Consult your tax advisor). Purposes of a HELOC:


  • Consolidate debt.
  • Payoff medical bills.
  • Complete a home improvement.
  • Something entirely different.

2nd Mortgage

Residential Construction

Lots and Acreage

F&C Bank is locally owned and makes decisions right here, in the communities we live and we serve.

Email the Loan Department

For more information about one of our lending products, please Contact the bank for more detailed information or give us a call at (660) 747-5559 or (816) 850-5516. We look forward to hearing from you and hope you will allow us the privilege of becoming your hometown bankers!