Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Based on the tone of all recent weather forecasts for the the early evening hours of April 17, 2026, all of our facilities and drive thrus will be closing early today, Lone Jack will CLOSE at 3:30 pm and Holden & Warrensburg will CLOSE at 4 pm. F&C Bank is committed to the safety of our employees and our customers, therefore, we have made the decision to close early to allow everyone time to get home safely before the potential storms.
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
F&C Bank offers a wide variety of personal checking accounts and banking products that provide a convenient way to access and manage your money. Our products are built around finding solutions that fit your unique needs. Compare our Platinum Security Checking, MAX Rewards 2.0 Checking, Classic + (Plus) Checking and Savvy Checking to see which option works best for you.
*Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.
**Additional activation is required.
*Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.
*Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.
*Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.
Protection for the unexpected:
Use the above link to access the Guide to Benefits, Claim Forms and additional details.
F&C Perk$ Customer Service- 1-855-822-9464
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| Features Comparison | Platinum Security Checking | Max Rewards 2.0 Checking | Classic + Checking | Savvy Checking |
|---|---|---|---|---|
| Minimum Opening Balance | $50 | $50 | $50 | $100 |
| Minimum Balance Requirement | $0 | $0 | $0 | $100 |
| Fall Below Fee | $0 | $0 | $0 | $51 |
| Monthly Fee | $10 | $6 | $0 | $0 |
| Interest Paid | yes | yes | yes | no |
| Free Debit Mastcard or ATM card | yes | yes | yes | yes |
| Free eStatement | yes 2 | yes 2 | yes | yes 2 |
| Checks | yes 3 | yes 3 | yes 4 | no |
| Check Images | yes | yes | yes | yes |
| Online Banking & Bill Pay | yes | yes | yes | yes |
| Foreign ATM Fee | $1.50 | $1.50 | $1.50 | $1.50 |
| Refund Foreign ATMs | yes | yes | no | no |
| Limits on ATM Refunds | $10/cycle | $10/cycle | no | no |
| $25k Accidental Death Insurance | yes | no | no | no |
| $10k Travel Accident Insurance | no | yes | no | no |
| $100k Common Carrier Insurance | yes | yes | yes | yes |
| Travel & Entertainment Discounts | yes | yes | no | no |
| Dining Savings | yes | yes | no | no |
| Online Shopping Discounts | yes | yes | no | no |
| Payment Card Protection | yes | yes | yes | yes |
| ID Theft Aid | yes | yes | yes | yes |
| Personal Identity Protection | yes | yes | yes | yes |
Medical Benefits Including:
| yes | yes | no | no |
| Check buy back up to $25 | yes | yes | yes | yes |
| Bazing® Membership | yes | yes | no | no |
1 $5 if balance falls below $100.
2 Paper Statement $3 monthly charge.
3 Free basic order or 30% discount on other styles.
4 Free 1st order of basic checks.
*Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. All Rights Reserved. Contact the bank for more detailed information.
Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.
