Online Banking Login
Online Banking Login

F&C Bank offers a wide variety of personal checking accounts and banking products that provide a convenient way to access and manage your money. Our products are built around finding solutions that fit your unique needs.  Compare our Platinum Security Checking, MAX Rewards 2.0 Checking, Classic + (Plus) Checking and Savvy Checking to see which option works best for you.

Platinum Security Checking
pen with check icon

The ultimate selection in savings, security, and protection.

  • Free Debit Mastercard or VISA ATM card
  • Free Basic Checks
  • No per Check Charge
  • No minimum balance
  • $25K Accidental Death Insurance*
  • $100K Common Carrier Insurance*
  • Cell Phone Protection*
  • ID Theft Protection
  • Payment Card Fraud Resolution
  • Identity Recovery & Restoration*
  • 1 Bureau Credit Monitoring**
  • Credit Report and Credit Score
  • Merchant Savings
  • Pharmacy and vision discounts
  • Competitive Interest Rate
  • ATM Fees Refunded (up to $10 per cycle)
  • 24-Hour Roadside Assistance
  • Buyers Protection and Extended Warranty
  • Free eStatement
  • Only $10 monthly charge

*Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.

**Additional activation is required.

Max Rewards 2.0 Checking
pen with check icon

For those that value security and protection.

  • Free Debit Mastercard or VISA ATM card
  • Free Basic Checks
  • No per Check Charge
  • No minimum balance
  • $10K Travel Accident Insurance*
  • $100K Common Carrier Insurance*
  • Cell Phone Protection*
  • Travel & Entertainment Discounts
  • Online Shopping Discounts
  • ID Theft Protection
  • Identity Recovery & Restoration*
  • Competitive Interest rate
  • Only $6 monthly charge
  • ATM Fees Refunded (up to $10 per cycle)
  • Pharmacy and Vision Discounts
  • 24-Hr roadside assistance
  • Buyers Protection and extended warranty
  • Payment Card Fraud Resolution
  • Free eStatement

*Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.

Classic +(Plus) Checking
pen with check icon

Created with customers aged 60 and better in mind.

  • Free Debit Mastercard or VISA ATM card
  • Free First Box of Basic Checks
  • Competitive interest rate
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Easy-to-balance monthly statement
  • $100K Common Carrier Insurance*
  • Identity Theft Benefits
  • Payment Card Fraud Resolution
  • Identity Recovery and Restoration*
  • Buyers Protection and Extended Warranty
  • Free eStatement or Paper Statement

*Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.

Savvy Checking
pen with check icon

The simple solution for your banking needs.

  • Free Debit Mastercard or VISA ATM card
  • No per check charge
  • Only $5 per month charge if balance falls below $100
  • Free eStatements
  • Identity Theft Benefits
  • Payment Card Fraud Resolution
  • Identity Recovery and Restoration*
  • $100K Common Carrier Insurance*
  • Buyer’s Protection and Extended Warranty

*Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.

F&CPerk$ Login
F and C Perk$ logo

Access thousands of online deals and discounts where you live, work or travel from the convenience of this instant money saving app.

Features Comparison Platinum Security CheckingMax Rewards 2.0 CheckingClassic + CheckingSavvy Checking
Minimum Opening Balance $50 $50 $50 $100
Minimum Balance Requirement $0 $0 $0 $100
Fall Below Fee $0 $0 $0 $51
Monthly Fee $10 $6 $0 $0
Interest Paid

yes

yes

yes

no

Free Debit Mastcard or VISA ATM card

yes

yes

yes

yes

Free eStatement

yes

2

yes

2

yes

yes

2
Checks

yes

3

yes

3

yes

4

no

Check Images

yes

yes

yes

yes

Online Banking & Bill Pay

yes

yes

yes

yes

Foreign ATM Fee $1.50 $1.50 $1.50 $1.50
Refund Foreign ATMs

yes

yes

no

no

Limits on ATM Refunds $10/cycle $10/cycle

no

no

$25k Accidental Death Insurance

yes

no

no

no

$10k Travel Accident Insurance

no

yes

no

no

$100k Common Carrier Insurance

yes

yes

yes

yes

Travel & Entertainment Discounts

yes

yes

no

no

Dining Savings

yes

yes

no

no

Online Shopping Discounts

yes

yes

no

no

Payment Card Protection

yes

yes

yes

yes

ID Theft Aid

yes

yes

yes

yes

Personal Identity Protection

yes

yes

yes

yes

Medical Benefits Including:
  • Vision
  • Hearing
  • Prescription

yes

yes

no

no

Check buy back up to $25

yes

yes

yes

yes

Bazing® Membership

yes

yes

no

no

1 $5 if balance falls below $100.
2 Paper Statement $3 monthly charge.
3 Free basic order or 30% discount on other styles.
4 Free 1st order of basic checks.

*Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Visa® is a registered trademarks of Visa. All Rights Reserved. Contact the bank for more detailed information.

Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not guaranteed by the financial institution, and not insured by any government agency.